Senior Automotive Credit Analyst

Job opportunity

Expected salary range

Apply with your own terms

Location

GM Financial
Winnipeg, MB, Canada

Workplace

On site

Job Description

About the role

Analyze automotive credit applications at GM Financial while applying underwriting expertise, risk assessment, and dealer relationship skills in a hybrid environment.

As Senior Credit Analyst, CDN Dealer Services, you will support consumer and commercial lending decisions. The work includes credit analysis, financial statement review, negotiation, dealer communication, and regulatory compliance. You will help maintain credit quality while providing responsive service across GM Financial’s dealer network.

Responsibilities

  • Analyze credit applications and bureau information for prudent decisions
  • Assess creditworthiness and recommend appropriate terms and limits
  • Negotiate loan conditions with automotive dealers within guidelines
  • Maintain dealer relationships through telephone communication and service
  • Escalate applications exceeding discretionary limits with recommendations
  • Apply automotive lending, financial analysis, negotiation, and communication skills supporting GM Financial dealer financing decisions.

Requirements

  • Minimum two years of automotive direct lending experience
  • College or university business diploma or equivalent experience
  • Knowledge of lending principles and credit bureau reports
  • Strong financial statement, ratio analysis, and underwriting skills
  • Ability to negotiate transactions and mitigate credit risk

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GM Financial

GM Financial

Analyze automotive credit applications and support consumer and commercial lending decisions at GM Financial in a hybrid environment.

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Job offer are open to all, without discrimination and in gender equality.

Throughout the website, gender-specific terms may be used in order to ease the text flow.

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