Loan officer.

Toyota Drummundville • Drummondville, Quebec

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Expected salary range

up to $150,000

Job status

Full-time

Location

Toyota Drummundville
10 Rue Cormier, Drummondville QC, Canada J2C 0L4

Workplace

On site

Job Description

Toyota Drummondville, a Toyota dealership in Drummondville, is seeking a Credit Agent to join its dynamic team. For over 30 years, we have been working to demonstrate that we are much more than just a dealership: we strive to provide an exceptional customer experience and impeccable service quality.

Key Responsibilities

  • Analyze and evaluate auto loan applications, determine eligibility and appropriate conditions.
  • Verify documents (income, employment history, IDs, bank statements, etc.) and ensure the accuracy of the information provided.
  • Assess risk and perform creditworthiness analyses based on credit reports and internal resources.
  • Prepare and present suitable financing offers, including rates, terms, and insurance options.
  • Negotiate conditions with clients and associated financial institutions, respecting internal policies and regulatory requirements.
  • Work closely with sales teams and dealerships to ensure a smooth customer experience and quick closure of files.
  • Ensure compliance and maintain complete, up-to-date records in credit management systems (CRM and internal tools).
  • Follow up on balances, payments, and potential delays, proposing appropriate actions.
  • Participate in continuous improvement of credit processes and share best practices with the team.

Requirements

  • At least 1 year of experience in financing or credit processing, ideally in the automotive sector.
  • Knowledge of auto financing products, underwriting mechanisms, and risk management practices.
  • Strong analytical skills and ability to interpret financial information and credit reports.
  • Excellent written and spoken communication skills in French; English is an asset.
  • Customer service orientation, team spirit, and ability to advise and support clients in their financing options.
  • Proficiency with computer tools (MS Office) and credit management/CRM systems.
  • Rigor, discretion, and attention to deadlines and procedures.
  • Education: higher education diploma in finance, administration, economics, or related field; relevant experience may compensate.
  • Valid driver’s license and availability to work as per operational needs.

Advantages and Conditions

  • Competitive package and performance-based bonus opportunities.
  • Social benefits and ongoing training programs.
  • Environment focused on professional development and teamwork.
  • Flexible hours and prospects for advancement within the group.

To perform the following tasks

Business development
Customer follow-up
Deal with the financing and leasing of vehicles according to the standards of financial institutions
Delivery of documentation and signatures
Effectively complete sales and rental forms
Ensure that financing and insurance fees are collected
Obtain and verify credit applications.
Payment manipulation during transactions
Revise the sales contracts
Take down payments and issue receipts.
Telephone / email solicitation

Working conditions

Business closed on weekends
Cafeteria
Car allowance
Competitive compensation
Disability insurance
Employees discounts
Insurance of medical and paramedical expenses
Life insurance plan
Medical insurance
Travel insurance
Vision insurance plan

Candidates desired profile for this job

Experience

1 year as Loan officer.

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Loan officer.
Toyota Drummundville

Toyota Drummundville

Business profile

Why work with us

Automotive Jobs at Toyota Drummondville in Drummondville

Automotive Jobs: Here is your chance to join a winning team! Are you looking for job opportunities in the automotive field in Drummondville?

Toyota Drummondville is seeking motivated individuals who are passionate about innovation, change, and above all, performance!

Our job opportunities in the automotive sector are aimed at recent graduates, newcomers to Canada, and individuals wishing to grow in the automotive field, whether they have experience or not.

Do you want to be part of our team and embark on a career in the automotive sector in Drummondville?

Discover your full potential!

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